The SCORP Trap · 60 seconds · 3 toggles

You elected S-Corp. Did you trap yourself?

One election. Three traps: Payroll · QBI · Built-In Gains. QBI §199A · Reasonable comp §1362 · BIG tax §1374. Most owners pay for the fix only after the notice. $2k–$8k per fix — cheaper than the IRS version.

No pitch. Just the trap. Authority: taxguide.tax/guide/chapter-9 (Entity) · 564p · cited to primary law. Read the opening pages free

The 60-second check

Three questions. One trap score.

Takes 60s · No email to see result


Do you run payroll for yourself?
S shareholder-employees must take reasonable wages — distributions alone = trap. §1362
Are you taking the 20% QBI deduction?
§199A phases by W-2 wages + SSTB status. Wrong salary can zero it. §199A
Did you convert from C-Corp in last 5 years?
Built-in gains tax §1374: sell appreciated assets inside 5 yrs = corp-level tax. Still ticking.

This is a screen, not advice. Your facts control. Ch. 9, pp.131–150

Trap level

MED — reinforcements needed

You’re in the gray zone. One of the three traps is probably costing you — usually payroll or QBI.

  • Payroll true-up before 12/31 can move QBI + reasonable-comp exposure
  • QBI modeling: salary too low ≠ more deduction
  • BIG clock check if you converted
$2k–$5k typical fix

Fee depends on comp study, payroll filings, and whether revocation is on the table. IRS version costs more.

Get my trap report →

Or keep scrolling — the 8 video answers are below.

Video is the answer — 5–10 seconds each

Eight answers. Watch, don't read.

Every answer cites Chapter 9 + primary law · Transcript inside


Trap #0 · The election itself

Did my S election trap me?

You elected S to save SE tax — that saved one tax and opened three traps

▶ 0:08 · Video is the answer
IRC §1362IRC §1374IRC §199A Ch. 9 Authorities
Read the transcript (for accessibility)

“You elected S to save SE tax. That saved one tax — and opened three traps: reasonable comp, QBI, and built-in gains. If any is off, the election is costing you.”

Source: THE TAX CUTTERY® Guide, Ch. 9 — Entity Selection (pp.131–150) · IRC §§1362 (S election), 1374 (BIG), 199A (QBI). 564p book citations: authorities.json

Trap #1 · Payroll

Is my salary “reasonable” — or audit bait?

There’s no safe harbor — the IRS recharacterizes low distributions as wages

▶ 0:07 · Video is the answer
IRC §1362Reasonable compCh. 9.5
Read the transcript (for accessibility)

“There’s no safe harbor. The IRS recharacterizes low distributions as wages — payroll tax, penalties, and interest. A comp study is cheaper than a reclass.”

Ch. 9.5 Reasonable Compensation · §1362 S election rules · See authorities §1362

Trap #2 · QBI

Am I losing the 20% QBI deduction?

Your W-2 wages set your QBI limit — pay too little and the 20% shrinks by design

▶ 0:09 · Video is the answer
IRC §199AW-2 / SSTBCh. 9.8
Read the transcript (for accessibility)

“Your W-2 wages set your QBI limit. Pay too little and the 20% shrinks — by design. SSTBs phase out completely. We model it.”

§199A Qualified Business Income · Ch. 9.8 OBBBA impact · authorities §199A (28 references)

Trap #3 · BIG

Do I have hidden built-in gains tax?

C to S inside five years? Sell appreciated assets and the corporation pays tax on the old gain

▶ 0:08 · Video is the answer
IRC §13745-yr clockCh. 9.9
Read the transcript (for accessibility)

“C to S inside five years? Sell appreciated assets and the corporation pays tax on the old gain — on top of your tax.”

§1374 Built-in Gains · Ch. 9.9 Restructuring · authorities §1374

Exit

Should I revoke the S and go back?

Revocation locks you out of S for five years — sometimes the trap is cheaper to reinforce

▶ 0:09 · Video is the answer
IRC §13625-yr lockoutCh. 9.9
Read the transcript (for accessibility)

“Revocation locks you out of S for five years and can trigger gains. Sometimes the trap is cheaper to reinforce than to spring.”

Ch. 9.9 Changing Entity Classification · §1362(d) termination · taxguide.tax/guide/chapter-9

QBI deep cut

What counts as QBI — and what doesn’t?

Wages, capital gains, interest — not QBI. Only net qualified business income counts

▶ 0:07 · Video is the answer
IRC §199ASSTBCh. 12
Read the transcript (for accessibility)

“Wages, capital gains, interest — not QBI. Only net qualified business income counts, and service businesses phase out.”

§199A(c) qualified business income · authorities §199A · Ch. 9 + 12

Timing

Can I still fix payroll before year-end?

Extra payroll before December 31 changes wages, QBI, and reasonable-comp exposure

▶ 0:08 · Video is the answer
Payroll12/31Ch. 9.5
Read the transcript (for accessibility)

“Yes — extra payroll, bonus, or true-up before December 31 changes wages, QBI, and reasonable-comp exposure. After that, you’re filing history.”

Entity timing · Ch. 9.5 + Ch. 5 Timing · taxguide.tax/guide/chapter-9

The fee

What does unwinding the trap cost?

Most fixes are $2k to $8k — the IRS invoice is never that polite

▶ 0:06 · Video is the answer
$2k–$8kFix vs IRSBook 564p
Read the transcript (for accessibility)

“Most fixes are $2k to $8k — comp study, payroll, QBI model, or structured exit. The IRS invoice is never that polite.”

Ch. 9 Entity Selection · 564p Professional Edition · taxguide.tax · Read sample

All 8 videos share one poster + source until final cut. Replace /videos/avatar/trap-q*.mp4 with final 5–10s clips. Structure stays valid.

Live — cited, not guessed

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Trap line — live

CORS · taxcuttery.net
You elected S — now what? Ask: “I pay myself $30k on $180k profit — am I trapped?” I answer with citations to Chapter 9 and the Code — then show the book.
Press to send · Answers cite Ch. 9 + §1362 §1374 §199A · Not advice for your return

Same brain as taxcuttery.net. This island fetches https://taxcuttery.net/api/chat with CORS — sameOrigin would fail cross-origin. If CORS blocks, we fall back to local POST and email capture.

Authority — not a blog post

The Guide behind the trap. 564 pages.


THE TAX CUTTERY® Guide to Federal Income Taxation

Professional Edition · 564p · by Paul D. Diaz, EA, MBA — Enrolled Agent admitted to practice before the IRS.

Entity traps live in Chapter 9: Entity Selection and Restructuring (pp.131–150). Every video answer on this page cites it — plus the Code: §1362, §1374, §199A. The book is the receipt.

$299 hardcover. Pay on this page (Lulu) or at taxguide.tax/buy. Printed to order.

Cite as: Diaz, Paul D., THE TAX CUTTERY® Guide to Federal Income Taxation, Professional Edition, Chapter 9. taxguide.tax/guide/chapter-9

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